Tools and equipment are insured in the main contract, not seperate. If the garage or shed is attached to the main building then there is no problem. If it is away from the main building we can insure the tools as non specified items. Tractors would have to be next to the house. The garage or shed would need secure doors and bars at any windows. Items of over 500 euros in value would need proof of purchase or valuation of some sort. So no seperate contract needed if the criteria fits. Again the best thing is to talk to us.