Thanks Nigel,
We actually use another company to do the same thing for our clients, it's not the actual transferring of the money to the Spanish bank account, it's La Caixa who is saying that it has to be in the account for 5 working days for security reasons before it can be drawn out!!!!!

If this is only La Caixa's doing, we will take clients to another bank, simple as that, we have no loyalty to them, so if anyone else is experiencing similar problems with banks please post it on here.

I think they just make up the rules as they go along.

Jools