Just something that happened to me some time ago.\
as I was driving through Aldea on a rainy day apparently
somebody thought he was Sterling Moss and overtook me
he had to pass so close that he took of my sidemirror
I took his matricula and sent it to my insurance company
RACC within 2 weeks everything was settled and paid.
I am not fully comp.
I think it is very important to have a good insurance company
and never try to solve things yourself  as the language
problem is very often a big problem.